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There is plenty of blame to go around for the U.S. housing bubble, but not much of it belongs to Fannie Mae and Freddie Mac. The two giant housing-finance institutions made many mistakes over the decades, some of them real whoppers, but causing house prices to soar and then crater during the past decade weren't among them. ↗

— Mark Zandi

#around #belongs #blame #bubble #causing

Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy. ↗

— Mark Zandi

#broader #bubble #calamity #contrast #creating

We need to get rid of the debt ceiling law. It's anachronistic and it's a problem. ↗

— Mark Zandi

#debt #debt ceiling #get #law #need

We're getting job creation in healthcare and educational services. We've been getting that all along. It's demographically driven, it's funded by the government, and that's held up. ↗

— Mark Zandi

#been #creation #driven #educational #funded

For me it's always about first impressions. I trust my instincts. I love to prepare if it's something that requires training. But I don't like to prepare the psychology too much. I enjoy the psychology of the character but I work better from a first impression. ↗

— Billy Zane

#always #better #character #enjoy #first

I have a good team around me. I have people I trust around me. If I go the wrong way, they will yell at me. Just as they have in the past. ↗

— Bubba Watson

#go #good #i #in the past #just

Selfishness is the only real atheism; unselfishness the only real religion. ↗

— Israel Zangwill

#only #real #real religion #religion #selfishness

No, the real American has not yet arrived. He is only in the Crucible, I tell you - he will be the fusion of all races, perhaps the coming superman. ↗

— Israel Zangwill

#arrived #coming #crucible #fusion #i

I had a tough time 12 years ago getting 'Driving Miss Daisy' off the ground. Today, it would be impossible. ↗

— Richard D. Zanuck

#daisy #driving #getting #ground #had

I think the executives at the studios today realize that it's easier and safer to go the - to some known territory which is a remake of a successful film. It's less chancy than taking a fresh idea. ↗

— Richard D. Zanuck

#executives #film #fresh #go #i