A graduation ceremony is an event where the commencement speaker tells thousands of students dressed in identical caps and gowns that 'individuality' is the key to success. ↗
I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance. ↗
By the way, the point between rationality and what we would call the irrational is a very difficult point to establish. There's no specific line, as you know. ↗