The Act of God designation on all insurance policies; which means, roughly, that you cannot be insured for the accidents that are most likely to happen to you. ↗
There is nothing I have to reflect on that gives me more satisfaction than the fact that my life is insured for the benefit of my Dear Wife and children. ↗
In our own state, we came up with, I think, what was a very novel approach to closing the gap on the uninsured. To harmonize medical records - which was a major step in getting costs out of the system. ↗