Technically, I've been retired for some time now. All I ever do is occasionally write songs for friends, such as one, for a friend who had just turned 80. I wrote a song for him called, The First 80 Years are The Hardest. ↗
I don't even think about a retirement program because I'm working for the Lord, for the Almighty. And even thought the Lord's pay isn't very high, his retirement program is, you might say, out of this world. ↗
Financial literacy is an issue that should command our attention because many Americans are not adequately organizing finances for their education, healthcare and retirement. ↗
Increased awareness and education could be a great help toward improving spending and saving habits and increasing participation and contribution levels to retirement plans. ↗
Since Social Security faces a large gap between what it promises younger workers and what it can afford to pay them, private savings will likely need to play a larger role in retirement planning for younger workers. ↗
Though Congress continues to explore possible solutions to ensure social security solvency, everyone must take personal responsibility to prepare their own retirement savings accordingly. ↗
