#credit

You know, when the cost of capital goes down, when credit becomes cheap, people start taking greater and greater risks. ↗

— Fareed Zakaria

#capital #cheap #cost #credit #down

Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score? ↗

— Mark Zandi

#before #borrower #borrowers #credit #debt

The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow. ↗

— Mark Zandi

#attractive #average #average american #become #becomes

Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy. ↗

— Mark Zandi

#broader #bubble #calamity #contrast #creating

I'm a neurotic Jew who doesn't want loans. I can't even carry a balance on my credit card without having a nervous breakdown. ↗

— Duff Goldman

#breakdown #card #carry #credit #credit card

It's really comforting for me and Jeff, at least, that after 12 years we finally feel we've reached a place where we can be more honest, real and loving with each other. And we're finally in a band that we know is good, and deserves the credit it's getting. ↗

— Stone Gossard

#band #comforting #credit #deserves #each

Quite often I can be in a bookshop, standing beneath a great big picture of myself and paying for a book with a credit card clearly marked John Grisham, yet no one recognises me. I often say I'm a famous author in a country where no one reads. ↗

— John Grisham

#beneath #big #big picture #book #card

Several times we were stranded in strange places without any money and with our credit cards cancelled - trapped in a hotel that we couldn't check out of because we had no money to check out. ↗

— Renny Harlin

#because #cancelled #cards #check #credit

New technologies such as solar systems or hybrid cars aren't created overnight. By extending these tax credits we are giving this industry time to grow, branch out and succeed. ↗

— J. D. Hayworth

#cars #created #credits #extending #giving

I credit poetry for making this space-walk possible. ↗

— Seamus Heaney

#i #making #poetry #possible