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If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards. ↗
Of course, the idea of a six months' holiday is enough to make anyone laugh at anything, but I find that besides that I was a good deal harassed and run down, and I am glad to cut off from everything and start fresh. I feel miserably selfish about it all the time. ↗
