Simply by not owning three medium-sized castles in Tuscany I have saved enough money in the last forty years on insurance premiums alone to buy a medium-sized castle in Tuscany. ↗
You must take personal responsibility. You cannot change the circumstances, the seasons, or the wind, but you can change yourself. That is something you have charge of. ↗
It doesn't matter which side of the fence you get off on sometimes. What matters most is getting off. You cannot make progress without making decisions. ↗