Well, we're just now seeing the reductions in mortgage rates. The mortgage rates are based on the ten-year rate and the Fed controls the overnight or the shorter rates. ↗
When a business becomes successful seemingly overnight, no one knows about all the months and years you've invested, all the projects you've tried before that didn't work. ↗
But I made no efforts to organize my supporters to hold on to the apparatus. Consequently I was soon expelled and my followers, who did not change coats overnight, quietly left or were expelled from the party. ↗