#red

Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score? ↗

— Mark Zandi

#before #borrower #borrowers #credit #debt

The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow. ↗

— Mark Zandi

#attractive #average #average american #become #becomes

The Tea Party was born out of the disgust many Americans felt early in the financial crisis upon learning that the federal government was even contemplating reducing the principal on some troubled mortgages. ↗

— Mark Zandi

#contemplating #crisis #disgust #early #even

Adoption is a beautiful picture of redemption. It is the Gospel in my living room. ↗

— Katie J. Davis

#redemption #beauty

There is no better way to quickly buoy hard-pressed homeowners than helping them take advantage of the currently record low fixed mortgage rates and significantly reduce their monthly mortgage payments. ↗

— Mark Zandi

#better #better way #buoy #currently #fixed

There is plenty of blame to go around for the U.S. housing bubble, but not much of it belongs to Fannie Mae and Freddie Mac. The two giant housing-finance institutions made many mistakes over the decades, some of them real whoppers, but causing house prices to soar and then crater during the past decade weren't among them. ↗

— Mark Zandi

#around #belongs #blame #bubble #causing

Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy. ↗

— Mark Zandi

#broader #bubble #calamity #contrast #creating

Wars such as those which have occurred in Iraq only allow hatred, violence and terror to proliferate. ↗

— Jose Luis Rodriguez Zapatero

#hatred #iraq #occurred #only #proliferate

I liked a lot of the things other people liked - Jimi Hendrix, The Beatles, Van Halen, AC/DC - but if I compared it to my dad's music, there just seemed to be elements missing. ↗

— Dweezil Zappa

#compared #dad #dc #elements #halen

I really want younger audience members to see kids in their early 20's playing Frank's music and to be inspired to take things to a higher level themselves. ↗

— Dweezil Zappa

#audience members #early #frank #higher #higher level