So it's sheer terror, but then, this is the whole reason that we went so long to Doctor Simons, was to get rid of all these... mixed feelings that we had. ↗
All Church power arises from the indwelling of the Spirit; therefore those in whom the Spirit dwells are the seat of Church power. But the Spirit dwells in the whole Church, and therefore the whole Church is the seat of Church power. ↗
The problem with interest rates are that you are not modeling a single number, you are modeling a whole term structure, so it is a sort of different type of problem. ↗