#lowe

In a forbearance, the homeowner pays interest and principal on a smaller mortgage, at least for a time, but still owes the full amount. The lower monthly payment helps with affordability, giving stressed homeowners a break. ↗

— Mark Zandi

#break #forbearance #full #giving #helps

It's time to pull the bandage off America's foreclosure problem. The economy is ready to emerge from its recent dark period, but to make it happen soon we need to speed the resolution of millions of troubled home loans. Six years have passed since the crisis began, yet instead of accelerating, foreclosures have slowed. ↗

— Mark Zandi

#bandage #began #crisis #dark #economy

Potential home buyers have a two-step decision process. First, they determine whether they can afford to make a purchase - does their income safely cover their mortgage payment? Then they determine whether owning is a better financial choice than renting - are the costs of owning a home lower than the cost of renting it? ↗

— Mark Zandi

#better #buyers #choice #cost #costs

Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy. ↗

— Mark Zandi

#broader #bubble #calamity #contrast #creating

Hatred is something peculiar. You will always find it strongest and most violent where there is the lowest degree of culture. ↗

— Johann Wolfgang von Goethe

#culture #degree #find #hatred #lowest

To keep it simple you run your gym like you run your house. Keep it clean and in good running order. No jerks allowed, members pay on time and if they give you any crap, throw them out. There's peace where there's order. ↗

— Joe Gold

#any #clean #crap #give #good

You know those Navy SEALs, they weren't Democrats and Republicans. They were just doing what was best for America. Wouldn't that be a great country if all of you Americans were just like that? You followed orders, you marched in step and you followed my agenda. ↗

— Jonah Goldberg

#america #best #country #democrats #doing

I'm not really allowed to talk about the Dead though. I think when we are at our best, we definitely do things that the Dead or no other band could do. We explore things and take things to the extreme. ↗

— Mike Gordon

#allowed #band #best #could #dead

I cannot say that I was a particularly diligent student, especially during the lower grades. ↗

— Koichi Tanaka

#diligent #during #especially #grades #i

A child who is allowed to be disrespectful to his parents will not have true respect for anyone. ↗

— Billy Graham

#allowed #anyone #child #disrespectful #his