Napster is essentially using the music to make money for themselves and that's the part that's both morally and legally wrong. That I think is more relevant than whether or not I'm losing money. ↗
Optimism is not inherently a superior way of viewing the world. Certainly doctors will say it might be better for one's physical health to be an optimist. But, morally speaking it may not be appropriate in certain circumstances. ↗
Bush is morally a universalist. For instance, he says the freedom is good, the same thing is good, all over the world. So in that sense he's a universalist. ↗