If you commit a big crime then you are crazy, and the more heinous the crime the crazier you must be. Therefore you are not responsible, and nothing is your fault. ↗
I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded. ↗
To us Americans much has been given; of us much is required. With all our faults and mistakes, it is our strength in support of the freedom our forefathers loved which has saved mankind from subjection to totalitarian power. ↗