In fact, there is clear evidence of black intellectual superiority: in 1984, 92 percent of blacks voted to retire Ronald Reagan, compared to only 36 percent of whites. ↗
That just seems like a tough thing to do... just work in the middle of a company for your entire life. You just do the same thing out of college until you're 60, and then you retire. ↗
Obviously, people with low or even moderate incomes could not afford such savings rates, and even diligent savings from their low wages would not be enough to pay for either retirement or healthcare. ↗