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I fear that the rising personal bankruptcies and repossessions are the first signs of bigger problems to come and personal debt - Gordon Brown's legacy to millions of Britain's families - will hang like a millstone around the neck of the British people for years to come. ↗
On banks, I make no apology for attacking spivs and gamblers who did more harm to the British economy than Bob Crow could achieve in his wildest Trotskyite fantasies, while paying themselves outrageous bonuses underwritten by the taxpayer. There is much public anger about banks and it is well deserved. ↗
Small- and medium-sized businesses need access to a diverse range of finance options, including non-bank lending. These new forms of finance are still small in scale today but they should, over time, bring additional choice and greater competition to the lending market. ↗
...the reward centers of the brain--where the pleasure of those high-calorie foods registers--also respond to other substances that bring about pleasure....But those reward centers also respond to other gratifying things, like watching a sunset or experiencing a loving touch...So while you may not be able to change the wiring in your brain, you can "feed" those reward centers other pleasures...Biology isn't destiny when you have effective strategies... ↗
