In the deregulated realm of US banking and finance, crime does occasionally pay for its foul deeds, not in prison time but by making modest rebates to the victims. ↗
He slowed down a bit more. "Gaia, how do you know these things?" She shrugged. "I'm smart." "And modest, too." "Modesty is a waste of time," she pronounced. "I'll keep that in mind. ↗
The Constitution was written by 55 educated and highly intelligent men in Philadelphia in 1787, but it was written so that it could be understood by people of limited education and modest intelligence. ↗