In the deregulated realm of US banking and finance, crime does occasionally pay for its foul deeds, not in prison time but by making modest rebates to the victims. ↗
He slowed down a bit more. "Gaia, how do you know these things?" She shrugged. "I'm smart." "And modest, too." "Modesty is a waste of time," she pronounced. "I'll keep that in mind. ↗
Because primarily of the power of the Internet, people of modest means can band together and amass vast sums of money that can change the world for some public good if they all agree. ↗