All of my friends who have younger siblings who are going to college or high school - my number one piece of advice is: You should learn how to program. ↗
As my mother says, your forties are when you finally pay for your past mistakes, the cigarettes and sunburns, the Big Macs and smooth-talking men. She may be right. ↗
My mother gave me this book called Feature Films at Used Car Prices by a guy named Rick Schmidt. I gotta credit the guy, cuz he gave me the most practical advice. It empowers you. ↗