When Jesus then is with the multitudes, He is not in His house, for the multitudes are outside of the house, and it is an act which springs from His love of men to leave the house and to go away to those who are not able to come to Him. ↗
The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance. ↗
I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score. ↗